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The time to refinance your home is NOW! Talk with our Mortgage team today about your options! 

Our Team

Refinance Break-Even Point Calculator

Calculate the number of months to break-even if you refinance the loan.

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

New Monthly Payment

$0.00

Monthly Savings

$0.00

Number of months to break even

0
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No-Cost PreQualification Example: a 30-year fixed rate loan of $150,000 at 3.50% will have principal and interest of $673.57 per month.Payments do not include taxes and insurance premiums. Actual payment obligations will be greater. This is a sample APR – the actual APR of your loan may vary. Annual Percentage Rates (APR) example are for primary and secondary residences only with a minimum credit score of 740, 80% loan to value, 20% down payment. Loan amounts between $80,000 – $484,350 for standard loans,$484,350-$900,000 for Jumbo loans.

1020 E Battlefield, Springfield , MO  65807

417.447.0535   |    encompassadmin@oakstarbank.com

NMLS # 406107

Member FDIC & Equal Housing Lender

No-Cost PreQualification Example: a 30-year fixed rate loan of $150,000 at 3.50% will have principal and interest of $673.57 per month.Payments do not include taxes and insurance premiums. Actual payment obligations will be greater. This is a sample APR – the actual APR of your loan may vary. Annual Percentage Rates (APR) example are for primary and secondary residences only with a minimum credit score of 740, 80% loan to value, 20% down payment. Loan amounts between $80,000 – $484,350 for standard loans,$484,350-$900,000 for Jumbo loans.